Real estate appraisal services for homeowners in the city of Port Chester and Westchester County
See the top seven reasons NY homeowners use Copulos And Associates LLC:
Do you own a house in or near Port Chester? Do you need help determining the value of your real estate?
We at Copulos And Associates LLC understand the individual needs of a customer after appraisal services. Our typical business clients get the appraisal process and the usual documents we provide. But as a consumer,you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis. For Sale By Owner/Pre-Listing ServicesIt's very hard to be objective about your home because you most likely have an emotional attachment to it. Our professional appraisers at Copulos And Associates LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value conclusion than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We are experts in helping clients just like you remove unwanted PMI insurance. Challenging property tax assessmentsLets say you live in a local area that's declining -- your local tax assessor may have your home overvalued. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. An appraisal report from Copulos And Associates LLC is your chief weapon when challenging your property tax assessment. Recently got a freeze your HELOC?Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Copulos And Associates LLC can provide you with an expert appraisal that will help you reinstate your home equity line of credit. Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for accuracy? We can go out and check the subject and comps in question in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property. |